Your obligations, registers and reports, on one record.

Curium’s platform comes with a full AU/NZ obligations library as standard. The platform also includes automatic updates to all obligations, unlike other compliance platforms that charge extra. This built-in library powers Curium’s AI to help you analyse incidents, link them to the right obligations, and suggest next steps. You can also add additional obligations manually if you wish to monitor their compliance within Curium, for instance those part of an agency agreement.

Curium updates its obligations on a rolling basis, according to changes in any underlying sources (e.g., new or revised legislation or industry code). These are pushed to the relevant users, along with plain English explanations. No more manual research or paying consultants for updates.

Curium supports regulations most relevant to providers within the insurance ecosystem, and in particular, the requirements of holding an AFSL.

This includes:

• The Corporations Act, Insurance Act, Insurance Contracts Act, and Privacy Act and so on
• Regulatory guidance on specific legislation (e.g., regulatory guides provided by ASIC or OAIC guidance on conduct and consumer protection, disclosure obligations, complaints handling and breach reporting)
• Industry codes of practice such as GICOP and Broker Code of Conduct

The platform is designed to evolve as regulations change.

Curium’s compliance software automates incident, complaint and breach tracking, staff training reminders, escalation workflows, and ASIC and IBCCC reporting. It’s your single source of truth for all compliance-related tasks, removing the need for manual spreadsheets and email trails.

Curium helps prevent compliance breaches by detecting risks early, guiding teams in real time, and reducing the manual gaps where breaches usually occur.

In addition to built-in regulatory obligations and automated workflows, Curium uses AI to analyse incident and complaint data as it’s lodged to surface potential risks or breach indicators that may otherwise be missed. An AI assistant then helps teams understand what action is required and why, in plain English.

The result is earlier intervention, fewer errors, and stronger day-to-day compliance oversight.

Most customers save time by removing spreadsheets, inbox chasing, and manual reporting. With Curium, everything lives in one place. Curium saves compliance teams hours every week by automating your workflows with AI-assisted decision-making and 1-click reporting to ASIC and IBCCC.

Curium is purpose-built for insurers, insurance agencies, brokers, suppliers and superannuation funds in Australia and New Zealand. Suitable for small, mid-sized, large, and enterprise organisations.

Most teams are up and running within a few hours. We pre-load all AFSL obligations and workflows based on your business type, so there’s no lengthy configuration or consulting engagement required.

At setup, we do the heavy lifting. We sit down with your team, understand your needs, and configure the platform to your compliance obligations, risks, and business model from day one.

No. Curium is self-configurable and designed to be managed by compliance teams. Compliance leaders can update the platform as their business and regulatory requirements change, including:

• Updating workflows and rules
• Adjusting obligations and thresholds
• Configuring dashboards and reports
• Managing users and permissions

No developers, consultants, or long change cycles required.

Curium is built exclusively for Australian & New Zealand insurance – not adapted from generic enterprise software. Curium comes pre-loaded with AFSL obligations, insurance-specific workflows, and regulatory updates – no third-party feeds or consultants required.

Our AI is trained on the complete Australian insurance obligations library, so Curium gives you recommendations specific to your situation – not generic guidance.

We also do the heavy lifting. We sit down with your team, understand your needs, and configure the platform to your compliance obligations, risks, and business model from day one. Other compliance platforms typically require heavy customisation, dedicated technical resources, and ongoing IT support. With Curium, your compliance team stays in control.

Curium offers transparent, all-inclusive pricing that covers automatic AU & NZ obligation updates, and ongoing support.

Curium pricing is modular and scalable.

• Pricing is based on the products you use and the size/nature of your business, which will impact technical and operational support required – but it is not priced on a 'per seat' basis so you are not penalised as you grow
• Modularity means you can start small and add functionality as you grow
• There are no hidden costs for third-party feeds or configuration consultants

Pricing is tailored to your organisation, so you only pay for what you actually need.

To find out more, book a demo.