Compliance platform for insurance brokers
GRC (governance, risk and compliance) software built only for Australian insurance, for insurance brokers. Five registers, risk appetite, a risk register and controls in one platform, with your AFSL obligations and the Insurance Brokers Code of Practice (the Broker Code) kept current for you.
AFSL and Broker Code built in · Live in hours · ISO 27001 certified
Curium takes the pain out of broker compliance
AFSL and Broker Code built in
Your AFSL obligations and the Insurance Brokers Code of Practice come pre-loaded and are kept current by our team, with plain English explanations of every change.
Every register in one place
Complaints, incidents and breaches, training, conflicts of interest and obligations, live and linked, with no spreadsheets or email trails.
Risk you can see
Risk appetite, a risk register and controls connect to your registers, so you can see whether the brokerage is operating inside appetite.
One platform for registers, risk and controls
Because every module shares one data set, a single event such as a complaint shows its obligation, its breach assessment, the control that failed and the risk it relates to.
Five registers
- Obligations register: AFSL obligations and the Broker Code, maintained by Curium
- Complaints register: custom-built for RG 271, logged in under a minute
- Incidents and breaches register: from incident to breach assessment
- Training register: staff and authorised representatives
- Conflicts of interest register: declarations, approvals and renewals
- Flexible registers: if anything is missing, create it yourself
Risk layer
- Risk appetite: tolerances and live indicators
- Risk register: owners, ratings and treatments
- Controls: mapped to risks and obligations
Insurance broker obligations register, maintained by Curium
We build the register, load it for your brokerage and keep it current. Your team never researches a change or pays a consultant to explain one.
- AFSL obligations and the Broker Code. We maintain your AFSL obligations, and the Insurance Brokers Code of Practice is loaded and linked to your registers, so you can see how you meet both.
- Updated by our team. When the Code, legislation or ASIC guidance changes, including the new version of the Code due in 2027, your users get a plain English explanation. Updates are included.
- Add your own. Add requirements from your network, insurer agreements and internal policies to the same register. The AI uses them in every auto-triage and in its other functions.
Complaints, incidents, training and conflicts registers
Each register is live, linked to your obligations and ready to report from.
Complaints register
Custom-built for RG 271. Log a complaint in under a minute.
- Tracks all RG 271 timelines
- Auto-triage of every complaint and incident
- AI suggests the right ASIC complaint codes
- Prepare ASIC, AFCA and IBCCC reports in one click
Incidents and breaches register
Catch issues before they become reportable.
- Auto-triage of every incident, with AI flagging overdue, high-risk and potential breach items as they are lodged
- Log Broker Code and legislative breaches in one place, with escalation, remediation and prepared reports for your team to review and lodge
Training register
Know who is trained, and who is not.
- Assign training by role, including authorised representatives, and track completion and expiry
- Automated reminders and evidence ready for IBCCC and regulator queries
Conflicts of interest register
Declare, review and manage conflicts in one place.
- Staff and authorised representatives declare conflicts through a simple form, with approvals and a clear trail
- Renewal reminders keep declarations current
Authorised representative oversight
Oversee your authorised representatives in one place.
- Collect attestations from your authorised representatives
- Or give them direct access to the registers they need
Flexible registers
Missing something? Create it yourself.
- Build your own register in minutes, with your own fields
- Link it to your obligations, risks and controls like any other register
Know your appetite. See your risk. Prove your controls.
Appetite statements usually sit in a board paper and the risk register in a spreadsheet. In Curium they sit beside your registers, so the numbers come from the work your team does every day.
Risk appetite
Set appetite statements and tolerances by risk category, and see whether the brokerage is inside, approaching or outside appetite.
Risk register
Record risks with owners, inherent and residual ratings and treatment actions, linked to the obligations and controls they relate to.
Controls
Map each control to the risks and obligations it covers, assign an owner and record testing, so you can show regulators and the IBCCC how compliance is achieved.
AI compliance software that does the heavy lifting
Curium’s AI prepares and recommends. Your people review and decide.
- Early breach detection. AI spots overdue or high-risk items before they become problems.
- Case analysis. Summaries, suggested next steps, and checks of incidents against your obligations, including the Broker Code.
- 1-click reports. Audit-ready reports for ASIC, AFCA, the IBCCC and your internal teams.
- Live dashboards and alerts. Complaints, breaches, training gaps, conflicts, risks and overdue actions in one view.
Curium cuts complexity and costs
99%
Faster reporting. Obligations and data are pre-loaded.
$50K+
Annual legal cost savings. No external consultants for legal updates or training.
50%+
At least 50% time saved every day. Everything in one view and one click away.
It’s like having a compliance manager in your office.
Curium helped reduce our compliance and regulatory reporting preparation time by approximately 50% through centralised records and automation.
Live in hours, with no IT required
Your compliance team can update workflows, thresholds and dashboards without developers or consultants.
- Understand your business. We assess your brokerage’s size, products and activities, including whether you have authorised representatives, to identify which obligations apply.
- Set up your platform. We configure the registers, controls, risk appetite and workflows for your needs.
- Training and support. Quick training for your team, and ongoing support whenever you need it.
Your questions, answered
What compliance software is built for insurance brokers?
Is Curium GRC software?
Does Curium include the Insurance Brokers Code of Practice?
Does Curium handle RG 271 complaint timelines?
Who keeps the obligations up to date?
Can we create our own registers?
Which registers does the platform include?
Can Curium help with IBCCC reporting?
Does it work for brokers with authorised representatives?
How long does implementation take?
How does pricing work?
See Curium in action
Book a demo and we will build it around your brokerage. Curium is sold as a SaaS subscription, with an enterprise option.
