Compliance, risk and claims software built for Australian insurance
Curium is AI-powered software built only for insurance. It helps insurers, underwriting agencies (MGAs and TPAs) and brokers stay compliant, manage risk and run claims in one place.
Watch it work on
Email · to claims@ · 9:14 am
Kitchen fire claim: still no answer
“It’s been six weeks since the fire and nobody has called me back. Since my husband passed I’ve had to manage all of this on my own. I want to make a formal complaint.”
- Email received9:14:02
From Margaret Harris, about claim HOM-882441
- Junk filter9:14:05
Not an auto-reply, newsletter or duplicate
- ClassifiedComplaint9:14:07
Complaint about a claim delay
- Vulnerable customer checkSuggested9:14:10
“Since my husband passed”: bereavement flag
- Obligations matched9:14:12
ASIC RG 271, internal dispute resolution
- Complaint pre-filled9:14:15
C-0413 · final response due 5 December
Next: your complaints officer · Waiting for review
C-0413 is drafted, flagged and linked to RG 271. Nothing is logged until someone marks it reviewed.
Client file · renewal 2026
Bayside Logistics Pty Ltd
FSG, terms of engagement, 11 emails and 2 invoices, read in full.
- Client file read10:02:41
14 documents, from first contact to renewal
- Client classificationPass10:02:44
Wholesale: 46 employees, over the small business test
- FSG givenPass10:02:46
“Please find attached our Financial Services Guide”, 3 Sep
- Duty of disclosurePass10:02:49
Explained in the renewal letter of 12 Sep
- Renewal timelineFail10:02:51
Renewal sent 9 days before expiry; the template asks for 14
- Finding raisedPossible10:02:54
Possible incident, with the evidence quoted
Next: your compliance team · Audit complete: 3 of 4 checks pass
One possible incident, with the emails that show it. Your team logs it or dismisses it.
Claim · lodged by the broker portal
MTR-104821 · Storm, hail
Hail damage to a 2022 Corolla, parked at home on 2 November. Six photos and a repair quote attached.
- Claim lodged11:26:09
MTR-104821 · motor · storm, hail
- Documents read11:26:12
Six photos, a repair quote and the policy schedule
- Cover checkedCovered11:26:14
Storm is a listed event; the policy was active on the day
- Red flagsNo concern11:26:17
Nothing found in the claim or the policy history
- Urgency11:26:19
Medium · documents ready to assess
- RecommendationFast-track11:26:22
Straightforward claim, suits fast-track
Next: a claims officer · Recommended for fast-track
The officer sees every step and its evidence, and confirms before anything is paid.
Recognised by the industry
IBA 2026Winner
ANZIIF 2026Winner
Finnies 2025Finalist
ANZIIF 2025Finalist
Insurtech 1002025
5-Star Innovator2024
ANZIIF 2024Finalist
Finnies 2024Finalist
Who we serve
Insurers
Third-party oversight, claims and file audit for insurers.
- Claims Platform for Agencies and Insurers
- AI Auto-Detect
- CPS 230 Third-Party OversightComing soon
- Claims and Underwriting File AuditComing soon
Underwriting agencies, MGAs and TPAs
Compliance, claims and file audit for agencies that write or manage business on behalf of insurers.
- Claims Platform for Agencies and Insurers
- AI Auto-Detect
- Compliance Platform for AgenciesComing soon
- Claims and Underwriting File AuditComing soon
Brokers
Compliance, claims and file audit built around the Insurance Brokers Code of Practice.
AR networks
File audits and compliance for brokers who license authorised representatives.
What Curium does
Registers, risk appetite, a risk register and controls in one platform, with your AFSL obligations kept current for you. Start with the modules you need and add the rest when you are ready: every module shares one record, one dashboard and one set of reports.
- Obligations
- Complaints
- Incidents and breaches
- Risks and controls
- Conflicts of interest
- Training
- Material service providers
- Attestations
- Compliance Platform for Brokers
- Compliance Platform for AgenciesComing soon
Claims
Claims in one place, with timelines and compliance built in. Add the complaints or incidents module and each one sits beside its claim.
Audit and oversight
Audit files and oversee third parties, with evidence for every finding.
- Broker File Audit
- Claims and Underwriting File AuditComing soon
- CPS 230 Third-Party OversightComing soon
AI detection
Find the complaints, breaches and risk incidents nobody logged, in emails, documents and call transcripts.
Curium cuts complexity and costs
Up to 70%
Faster compliance reporting. Obligations and data are pre-loaded.
$50K+
Average annual legal cost savings. No external consultants for legal updates or training.
Up to 30%
Less time on everyday compliance tasks. Everything in one view and one click away.
What customers say
How customers use CuriumCurium helped reduce our compliance and regulatory reporting preparation time by approximately 50% through centralised records and automation.
Curium changed how we handle claims. We used to go back and forth chasing missing info. Now we have everything from the start.
Your questions, answered
Do I have to buy the whole platform?
What is Curium?
Who is Curium for?
Is Curium GRC software?
Does Curium use AI?
How is my data protected?
How does pricing work?
See Curium in action
Book a demo and we will show you how Curium works for your business.
Learning, not buying?Curium Academy courses