--- title: "Compliance Platform" url: "https://getcurium.com/products/compliance-platform/" publisher: "Curium" description: "One source of truth for registers, controls and obligations. Built for Australian and New Zealand insurers, brokers, agencies and super funds, with obligations built in and automatic regulatory updates." --- # Compliance Platform One source of truth for registers, controls and obligations. Built for Australian and New Zealand insurers, brokers, agencies and super funds, with obligations built in and automatic regulatory updates. ## Your obligations, registers and reports, on one record. AU and NZ obligations come pre-loaded and kept current. Complaints, incidents and breaches are logged against them as they happen, and the reports to ASIC and the IBCCC take one click. ## The same job, without the spreadsheet. What compliance at a broker, agency or insurer usually runs on, and what replaces it on the first day. ### Before - **Obligations**: A spreadsheet, owned by one person, reviewed once a year. - **Rule changes**: Found by reading, or by paying a consultant. - **Complaints and breaches**: Logged in different places, with the detail left in email. - **Reminders**: Calendar entries, and someone’s memory. - **Reports**: Built by hand for ASIC and the IBCCC. ### With Curium - **Obligations**: The AU and NZ library, pre-loaded and kept current, in plain English. - **Rule changes**: Sent to the people they affect, with what changed and why. - **Complaints and breaches**: On one record, each linked to the obligation it touches. - **Reminders**: Workflows, escalations and training reminders that run themselves. - **Reports**: One click, for ASIC or the IBCCC. ## Six parts. No add-ons. Everything below comes as standard, including the obligations library and its updates, which other platforms charge for. ### Obligations library AU and NZ obligations, updated as legislation, regulatory guides and codes change. Add your own, such as those in an agency agreement. Corporations Act, Insurance Contracts Act, Privacy Act, GICOP, Broker Code ### Live registers Complaints, incidents and breaches, logged in under a minute with the right ASIC codes suggested. ASIC, AFCA ### AI analysis Reads each incident and complaint as it’s lodged, links it to the obligations it touches and flags signs of a breach. An assistant explains what to do next, and why, in plain English. Breach indicators ### Workflows Escalations, approvals and staff training reminders. Compliance teams change them themselves, without IT. No code ### Reports One click builds the report for ASIC or the IBCCC, from what’s already on the record. ASIC, IBCCC ### One place to work together Your compliance team and outside partners work on the same record, not in each other’s inboxes. Partners ## Live in 30 minutes, not three months. No integrations to build and nothing to install. We do the setting up. ### Before you start: We learn your business Your business type, size and activities tell us which obligations apply to you. ### 30 minutes: We set it up The platform, set up for the way you work, with your obligations already in it. ### Day one: Your team starts A short training session, then support whenever you need it. > “Curium takes the pain out of compliance. Before, compliance felt like a mountain of paperwork. Now, everything is centralised and easy to track.” > > — **Renee**, Former COO, Stella [Read the case studies](https://getcurium.com/case-studies/) **Up to 70%**: Faster reporting: obligations and data are already there, so hours become minutes. **$50K+**: Saved on legal costs each year: no outside consultants for updates or training. **Up to 30%**: Time saved every day, with everything in one view and one click away. ## What compliance teams ask us first. Straight answers. If yours isn’t here, bring it to the demo. ### Does Curium include obligations, or do I need to buy them separately? Curium’s platform comes with a full AU/NZ obligations library as standard. The platform also includes automatic updates to all obligations, unlike other compliance platforms that charge extra. This built-in library powers Curium’s AI to help you analyse incidents, link them to the right obligations, and suggest next steps. You can also add additional obligations manually if you wish to monitor their compliance within Curium, for instance those part of an agency agreement. ### How often is Curium’s compliance software updated with new regulations? Curium updates its obligations on a rolling basis, according to changes in any underlying sources (e.g., new or revised legislation or industry code). These are pushed to the relevant users, along with plain English explanations. No more manual research or paying consultants for updates. ### Which regulations does Curium support? Curium supports regulations most relevant to providers within the insurance ecosystem, and in particular, the requirements of holding an AFSL. This includes: - The Corporations Act, Insurance Act, Insurance Contracts Act, and Privacy Act and so on - Regulatory guidance on specific legislation (e.g., regulatory guides provided by ASIC or OAIC guidance on conduct and consumer protection, disclosure obligations, complaints handling and breach reporting) - Industry codes of practice such as GICOP and Broker Code of Conduct The platform is designed to evolve as regulations change. ### What compliance workflows does Curium automate? Curium’s compliance software automates incident, complaint and breach tracking, staff training reminders, escalation workflows, and ASIC and IBCCC reporting. It’s your single source of truth for all compliance-related tasks, removing the need for manual spreadsheets and email trails. ### How does Curium help prevent compliance breaches? Curium helps prevent compliance breaches by detecting risks early, guiding teams in real time, and reducing the manual gaps where breaches usually occur. In addition to built-in regulatory obligations and automated workflows, Curium uses AI to analyse incident and complaint data as it’s lodged to surface potential risks or breach indicators that may otherwise be missed. An AI assistant then helps teams understand what action is required and why, in plain English. The result is earlier intervention, fewer errors, and stronger day-to-day compliance oversight. ### How can I save time with Curium? Most customers save time by removing spreadsheets, inbox chasing, and manual reporting. With Curium, everything lives in one place. Curium saves compliance teams hours every week by automating your workflows with AI-assisted decision-making and 1-click reporting to ASIC and IBCCC. ### Who is Curium compliance software designed for? Curium is purpose-built for insurers, insurance agencies, brokers, suppliers and superannuation funds in Australia and New Zealand. Suitable for small, mid-sized, large, and enterprise organisations. ### How long does implementation take, and what’s involved? Most teams are up and running within a few hours. We pre-load all AFSL obligations and workflows based on your business type, so there’s no lengthy configuration or consulting engagement required. At setup, we do the heavy lifting. We sit down with your team, understand your needs, and configure the platform to your compliance obligations, risks, and business model from day one. ### Do I need IT support to make changes to the platform? No. Curium is self-configurable and designed to be managed by compliance teams. Compliance leaders can update the platform as their business and regulatory requirements change, including: - Updating workflows and rules - Adjusting obligations and thresholds - Configuring dashboards and reports - Managing users and permissions No developers, consultants, or long change cycles required. ### How is Curium different from other compliance platforms? Curium is built exclusively for Australian & New Zealand insurance – not adapted from generic enterprise software. Curium comes pre-loaded with AFSL obligations, insurance-specific workflows, and regulatory updates – no third-party feeds or consultants required. Our AI is trained on the complete Australian insurance obligations library, so Curium gives you recommendations specific to your situation – not generic guidance. We also do the heavy lifting. We sit down with your team, understand your needs, and configure the platform to your compliance obligations, risks, and business model from day one. Other compliance platforms typically require heavy customisation, dedicated technical resources, and ongoing IT support. With Curium, your compliance team stays in control. ### How does Curium’s pricing work? Curium offers transparent, all-inclusive pricing that covers automatic AU & NZ obligation updates, and ongoing support. Curium pricing is modular and scalable. - Pricing is based on the products you use and the size/nature of your business, which will impact technical and operational support required – but it is not priced on a 'per seat' basis so you are not penalised as you grow - Modularity means you can start small and add functionality as you grow - There are no hidden costs for third-party feeds or configuration consultants Pricing is tailored to your organisation, so you only pay for what you actually need. To find out more, [book a demo](https://getcurium.com/book-demo/). ## The other jobs that land on the same record. - [AI Auto-Detect](https://getcurium.com/products/ai-auto-detect/): Reads frontline email and flags possible complaints and breaches for your team to review and log. - [AI Compliance Audit](https://getcurium.com/products/compliance-audit/): Audits client files step by step, with evidence quoted on every finding. - [Claims Platform for Brokers](https://getcurium.com/products/claims-platform-brokers/): Every claim in one place, with digital forms instead of 50+ insurer forms. ## Bring a scenario from your own business. We’ll assess how you handle it today, then build your demo around it. Free process assessment · personalised demo [Book a demo](https://getcurium.com/book-demo/)