--- title: "Compliance Platform for Brokers" url: "https://getcurium.com/products/compliance-platform-brokers/" publisher: "Curium" description: "Compliance software for insurance brokers with the Insurance Brokers Code of Practice built in. Five live registers, risk appetite and controls in one platform." --- # Compliance Platform for Brokers Compliance software for insurance brokers with the Insurance Brokers Code of Practice built in. Five live registers, risk appetite and controls in one platform. ## Compliance platform for insurance brokers GRC (governance, risk and compliance) software built only for Australian insurance, for insurance brokers. Five registers, risk appetite, a risk register and controls in one platform, with your AFSL obligations and the Insurance Brokers Code of Practice (the Broker Code) kept current for you. AFSL and Broker Code built in · Live in hours · ISO 27001 certified ## Curium takes the pain out of broker compliance ### AFSL and Broker Code built in Your AFSL obligations and the Insurance Brokers Code of Practice come pre-loaded and are kept current by our team, with plain English explanations of every change. ### Every register in one place Complaints, incidents and breaches, training, conflicts of interest and obligations, live and linked, with no spreadsheets or email trails. ### Risk you can see Risk appetite, a risk register and controls connect to your registers, so you can see whether the brokerage is operating inside appetite. ## One platform for registers, risk and controls Because every module shares one data set, a single event such as a complaint shows its obligation, its breach assessment, the control that failed and the risk it relates to. ### Five registers - **Obligations register:** AFSL obligations and the Broker Code, maintained by Curium - **Complaints register:** custom-built for RG 271, logged in under a minute - **Incidents and breaches register:** from incident to breach assessment - **Training register:** staff and authorised representatives - **Conflicts of interest register:** declarations, approvals and renewals - **Flexible registers:** if anything is missing, create it yourself ### Risk layer - **Risk appetite:** tolerances and live indicators - **Risk register:** owners, ratings and treatments - **Controls:** mapped to risks and obligations ## Insurance broker obligations register, maintained by Curium We build the register, load it for your brokerage and keep it current. Your team never researches a change or pays a consultant to explain one. - **AFSL obligations and the Broker Code.** We maintain your AFSL obligations, and the Insurance Brokers Code of Practice is loaded and linked to your registers, so you can see how you meet both. - **Updated by our team.** When the Code, legislation or ASIC guidance changes, including the new version of the Code due in 2027, your users get a plain English explanation. Updates are included. - **Add your own.** Add requirements from your network, insurer agreements and internal policies to the same register. The AI uses them in every auto-triage and in its other functions. ## Complaints, incidents, training and conflicts registers Each register is live, linked to your obligations and ready to report from. ### Complaints register Custom-built for RG 271. Log a complaint in under a minute. - Tracks all RG 271 timelines - Auto-triage of every complaint and incident - AI suggests the right ASIC complaint codes - Prepare ASIC, AFCA and IBCCC reports in one click ### Incidents and breaches register Catch issues before they become reportable. - Auto-triage of every incident, with AI flagging overdue, high-risk and potential breach items as they are lodged - Log Broker Code and legislative breaches in one place, with escalation, remediation and prepared reports for your team to review and lodge ### Training register Know who is trained, and who is not. - Assign training by role, including authorised representatives, and track completion and expiry - Automated reminders and evidence ready for IBCCC and regulator queries ### Conflicts of interest register Declare, review and manage conflicts in one place. - Staff and authorised representatives declare conflicts through a simple form, with approvals and a clear trail - Renewal reminders keep declarations current ### Authorised representative oversight Oversee your authorised representatives in one place. - Collect attestations from your authorised representatives - Or give them direct access to the registers they need ### Flexible registers Missing something? Create it yourself. - Build your own register in minutes, with your own fields - Link it to your obligations, risks and controls like any other register ## Know your appetite. See your risk. Prove your controls. Appetite statements usually sit in a board paper and the risk register in a spreadsheet. In Curium they sit beside your registers, so the numbers come from the work your team does every day. ### Risk appetite Set appetite statements and tolerances by risk category, and see whether the brokerage is inside, approaching or outside appetite. ### Risk register Record risks with owners, inherent and residual ratings and treatment actions, linked to the obligations and controls they relate to. ### Controls Map each control to the risks and obligations it covers, assign an owner and record testing, so you can show regulators and the IBCCC how compliance is achieved. ## AI compliance software that does the heavy lifting Curium’s AI prepares and recommends. Your people review and decide. - **Early breach detection.** AI spots overdue or high-risk items before they become problems. - **Case analysis.** Summaries, suggested next steps, and checks of incidents against your obligations, including the Broker Code. - **1-click reports.** Audit-ready reports for ASIC, AFCA, the IBCCC and your internal teams. - **Live dashboards and alerts.** Complaints, breaches, training gaps, conflicts, risks and overdue actions in one view. ## Curium cuts complexity and costs **99%**: **Faster reporting.** Obligations and data are pre-loaded. **$50K+**: **Annual legal cost savings.** No external consultants for legal updates or training. **50%+**: **At least 50% time saved every day.** Everything in one view and one click away. > It’s like having a compliance manager in your office. > > — ii-A, Sydney insurance broker > Curium helped reduce our compliance and regulatory reporting preparation time by approximately 50% through centralised records and automation. > > — Kimberley Corones-Johnson, General Manager, Tapanda, motor assessing for insurers ## Live in hours, with no IT required Your compliance team can update workflows, thresholds and dashboards without developers or consultants. 1. **Understand your business.** We assess your brokerage’s size, products and activities, including whether you have authorised representatives, to identify which obligations apply. 2. **Set up your platform.** We configure the registers, controls, risk appetite and workflows for your needs. 3. **Training and support.** Quick training for your team, and ongoing support whenever you need it. ## Works with the rest of Curium ### Also available - [AI Auto-Detect](https://getcurium.com/products/ai-auto-detect/) - [Claims Platform for Brokers](https://getcurium.com/products/claims-platform-brokers/) - [Broker File Audit](https://getcurium.com/products/compliance-audit/) ### From the [Library](https://getcurium.com/news/) - [Authorised representative oversight for brokers: from sampling to seeing](https://getcurium.com/news/authorised-representative-oversight-for-brokers-from-sampling-to-seeing/) - [Conflicts of Interest: What’s Changed, What to Review, and How to Update Your Policy](https://getcurium.com/news/conflicts-of-interest-whats-changed-what-to-review-and-how-to-update-your-policy/) ## Your questions, answered ### What compliance software is built for insurance brokers? Curium is compliance software built for insurance brokers, with the Insurance Brokers Code of Practice built in. It combines five registers with risk appetite, a risk register and controls in one platform. ### Is Curium GRC software? Yes. Curium is governance, risk and compliance (GRC) software built only for Australian insurance. It brings obligations, registers, risk appetite, a risk register and controls into one platform for insurance brokers. ### Does Curium include the Insurance Brokers Code of Practice? Yes. The Broker Code is loaded in the obligations register and linked to your registers and controls. When the Code changes, including the new version due in 2027, our team updates it and tells your users what changed. ### Does Curium handle RG 271 complaint timelines? Yes. The complaints register is custom-built for RG 271. It tracks all RG 271 timelines and auto-triages every complaint and incident. ### Who keeps the obligations up to date? Curium does, and pushes each change to your users with a plain English explanation. Updates are included. ### Can we create our own registers? Yes. Registers are flexible. If anything is missing, you can create the register yourself, with your own fields, owners and workflows, and link it to your obligations, risks and controls. ### Which registers does the platform include? Five: obligations, complaints, incidents and breaches, training, and conflicts of interest, plus risk appetite, a risk register and controls, all linked. ### Can Curium help with IBCCC reporting? Curium tracks complaints, incidents and breaches in live registers and prepares reports for ASIC and the IBCCC from that data. Your team reviews and submits them. ### Does it work for brokers with authorised representatives? Yes. Training and conflict declarations can be assigned to authorised representatives as well as staff. You can oversee them through attestations or by giving them direct access. ### How long does implementation take? Most teams are up and running within a few hours. ### How does pricing work? Curium is sold as a software as a service (SaaS) subscription: one standard agreement, affordable prices and quick onboarding. Pricing is modular and is not charged per seat, and it includes automatic obligation updates and ongoing support. An enterprise version is also available if you need a formal agreement with extra commitments. Prices and onboarding change for enterprise, because there are more contracts and reviews to go through. Book a demo and we will give you a clear quote. ## See Curium in action Book a demo and we will build it around your brokerage. Curium is sold as a SaaS subscription, with an enterprise option. [Book a demo](https://getcurium.com/book-demo/)